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Terms & Conditions

1. General


1.1 These Terms and Conditions apply to your use of this website.


1.2 By using this website you agree to these Terms and Conditions. If you do not wish to be bound by these Terms and Conditions you should not use this website.


1.3 We may change these Terms and Conditions from time to time. We will give you notice of any changes by posting those changes on our website. We will not vary any terms and conditions which you previously agreed whilst using this website. However, any amended Terms and Conditions will apply to your use of this website from the date they are posted and if you do not agree with the amended Terms and Conditions, you are entitled to stop using this website at that time.

 

2. Definitions


2.1 "you" and "your" means the person who proposes to use or is using this website.


2.2 "we" "us" and "our" means surfymurphy.co.uk or surfymurphy.com and any other person or business to whom we may legally transfer our rights under these Terms and Conditions. You are entitled to stop using this website if we transfer our rights under these Terms and Conditions to a third party.


2.3 "website" means a site on the world wide web located at www.surfymurphy.co.uk or www.surfymurphy.com


2.4 "product or service provider" means the supplier, distributor or provider of any service or product advertised on this website or made available via this website.

 

3. Use of this website


3.1 By using this website you agree that:
  

3.1.1 You will not do anything that affects the integrity or security of this website or causes or may cause harm, damage or unreasonable inconvenience to other users of this website or us; and


3.1.2 You will not gather, extract, download, reproduce and/or display or advertise on any other website, other online or off-line service or otherwise, any material on or from this website, whether that information has been gained by the use of spiders, data mining, trawling or other 'screen scraping' software or system used to extract data.


3.2 If you breach any of the clauses set out at 3.1 above, we may take such action as we deem appropriate, including denying you access to this website, bringing legal proceedings against you and disclosing such information to appropriate legal and/or regulatory bodies.

 

4. Your obligations


If you are purchasing or using a product or service provider's website directly you should also read their terms and conditions. The product or service provider's terms and conditions will cover any transaction or agreement between you and the product or service provider, whereas these Terms and Conditions agreed with us relate only to your use of this website.

 

5. Our Service


5.1 We do not provide advice in relation to the product or service compared, nor do we provide a recommendation or endorsement of product or service providers.

5.2 This website contains links to websites operated by third parties. Some of those websites will carry our branding and are therefore only accessible by our customers. The operation and content of those websites are determined by those third parties and will be governed by separate terms and conditions. We do not accept responsibility or liability for the content of any third party website, as this is outside of our control

5.3 We will use our best endeavours to provide you with a quality service and virus free website. However, we are not responsible for computer viruses or other computer related problems you suffer as a result of using this website, which are beyond our reasonable control. We recommend that you use your own appropriate virus checking software.


5.4 We are not responsible for any commentary, opinions, ratings or other postings on this website by third parties.

 

6. Third party websites

 

6.1 This website contains links to websites operated by third parties. The operation and content of those websites are determined by those third parties and will be governed by separate terms and conditions. We do not accept responsibility or liability for the content of any third party website, as this is outside of our control.


6.2 Links are provided for convenience only and inclusion of any links should not be taken to imply endorsement in any way of the site to which it links. Examples of price comparison services operated by third parties are 'compare mortgages' and 'compare energy prices'.


6.3 You may wish to take the following steps when purchasing a product or service from a third party website:


6.3.1 Read and ensure that you understand the terms and conditions of their website and terms and conditions of any product or service you might be agreeing with them;


6.3.2 Clarify and/or check your understanding of relevant terms and conditions by seeking independent advice, for example if the proposed transaction is of significant financial value to you or your insurance criteria is particularly unique or high risk; and/or
 


6.4 Product or service providers and third party websites are responsible for failings or errors on their websites and may have a separate duty of care to you.

6.5 You may be entitled to rights separate to these Terms and Conditions under English consumer law or other legislation.

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